Your Journey to a Stronger Financial Future Starts Here
Your savings goals deserve a home that’s safe, accessible, and working hard for you. When you open a Savings Account with us, you aren’t just an account holder—you become a shareholder and a part-owner of our credit union. Let's find the right place to help your money grow.
Looking for a Simple Way to Start?
This is your foundational account. Opening your Simply Smart Savings with a basic $5 deposit unlocks your official membership with us and gives you a voice in how your credit union is run.
The Benefits
Set up sub-accounts to separate your funds.
Use it as an automatic backup layer for your Checking Account.
Comes with convenient debit card access.
What to Know
Requires a minimum $5 opening share purchase. Must be at least 18 years old to open online.
Build a Dedicated Fund for Your Next Big Goal
Whether you’re planning a dream family vacation, saving for a holiday, or setting cash aside for your next vehicle, a Secondary Savings Account keeps your goal money safely separated from your everyday cash.
The Benefits
Customize the name of your account (e.g., "Vacation Fund," "New Car").
Can be linked directly as an extra layer of overdraft protection.
No minimum balance or opening deposit required.
Not available for business accounts.
Can Your Savings Grow Even Faster?
If you want to maximize your dividends while keeping your cash completely accessible for when you need it, our Money Market options are designed to do the heavy lifting.
Choice Money Market - A Flexible Account With a Higher Yield
Build your nest egg with confidence. Our Choice Money Market gives you a highly competitive rate on your first $5,000, with tiered rates applied to balances above that.
The Benefits:
No minimum balance requirement to open or maintain the account.
Can be linked to protect your checking account.
Fully insured by the NCUA for total peace of mind.
What to Know: To help you keep your savings on track, transactions not conducted face-to-face with a teller (such as online transfers or electronic checks) are limited to 6 per statement cycle.
Jumbo Money Market - Maximize Your Higher Balance
Get the absolute most out of your money. If you have a larger balance, a Jumbo Money Market offers a secure, high-yield environment to maximize your earnings while keeping your funds available if an opportunity arises.
The Benefits:
Earn our premium rates tailored for larger balances.
Maintain easy access to your money whenever you need it.
Fully protected by federal NCUA insurance.
What to Know: Requires a minimum balance of $100,000. Check writing is not available on this account, and withdrawals are subject to limitations.
Setting Up Your Kids for Financial Success
Teaching the children in your life how to save early is one of the best foundations you can give them. We’ve designed these Youth Accounts to make learning about money both rewarding and fun.
Little Gunny Savers (Ages 0-12)
How To Make Saving Fun for Little Ones
Built specially for our youngest savers, this account rewards kids for building great habits early with fun activities, savings records, and coloring contests.
Special Feature: Access to our special 91-Day Rainbow Certificate. Open it with just $15 at a fixed rate of .30% APY**, and add as little as $5 whenever they want to deposit birthday money or allowance.
What to Know: Requires a parent, guardian, or adult family member as a joint owner. Automatically upgrades to a Gunny Savers account on their 13th birthday.
Gunny Savers (Ages 13-17)
Real-World Money Practice for Earning Teens
Teens are starting to earn their own money and eye big milestones like a first car, college expenses, or moving out. This account gives them digital tools to track their balances, transfer funds, and learn how budgeting works.
The Benefits:
Full access to our safe online and mobile banking platforms.
Hands-on invitation to participate in our Teen Financial Success Camp.
Simple $5 opening share requirement.
What to Know: Requires a joint adult owner, along with Social Security and photo ID verification.
Are You Looking for Specialized Family or Group Options?
Life brings unique milestones and heavy responsibilities. We provide tailored accounts to help you protect your family's assets, organize a community fund, or manage your organization's financials seamlessly.
Trusts & Estates
Comprehensive Management for Trusts and Estates
Living Trust: Keep your assets safe and name your beneficiaries while avoiding probate and unnecessary legal fees. The account transfers seamlessly to your designated trustee when the time comes.
Estate Account: Designed for authorized fiduciaries to conduct essential transactions smoothly and respectfully in the name of a deceased loved one.
Note: Both options feature a simple $5 opening deposit and provide Visa Debit Card access for administrators when a checking share is open.
Community & Specialized Care
Dedicated Support for Tomorrow's Goals
Business & Organization Savings: The perfect primary share base to safely store your local group, club, or small business funds using an EIN or SSN.
Custodian Accounts (UTMA): Established by a legal guardian to securely hold and manage money for a minor until they reach adulthood (under age 21).
Memorial Funds: A simple, caring way for any relative or close relationship to establish a dedicated fund using an EIN to assist a family during a time of loss.
