Enjoy the Perks of Membership

We don't just hold your money; we protect and secure your financial future. Guided by our mission, "Working together to secure and protect your financial success," we offer far more than safe deposit accounts. As a Marine FCU member, you gain access to free workshops, webinars, one-on-one financial counseling, debt reduction guidance, and credit-building tools—at zero charge. It is just part of how we give back to those who serve our country and our local communities.

Military & DoD Civilians

Who Qualifies
Active or retired U.S. Armed Forces; DoD and Non-Appropriated Fund Civilians associated with MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (VA); plus their eligible dependents and survivors.

Family of Members

Who Qualifies
Immediate family members (by blood, marriage, or adoption) and household members of active/retired military personnel or employee business affiliates.

Employee Business Affiliates

Who Qualifies
Employees of participating business affiliate partners. You can check the list of eligible employers directly inside our online application dropdown.

Business & Organization Accounts

Who Qualifies
Local businesses and organizations looking for corporate banking, commercial loans, or credit union membership benefits for their employee base.

What You Need to Open Your Account

Gather these items before starting your 5-minute online application

1. Social Security Number: Required for all primary owners.

A valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

2. Government-Issued Photo ID: Must be current and unexpired.

Driver's License, State ID, Military ID, or Passport.

3. Address History: If less than 2 years.

Your previous physical home address if you have lived at your current address for less than 24 months.

4. Opening Deposit Funding Source: Debit, Credit, ACH.

A credit card, debit card, or routing/account number for an existing U.S. Checking or Savings Account to fund your new share deposit (minimum $5 Par Value share).

 

Flexible Ways to Join & Explore Checking Options

We Have a Checking Account for Everyone!

From fee-free Simply Free Checking with ATM refunds to dedicated youth checking, find the right fit for your daily spending

Open Online, In Person, or Over the Phone

You can complete your account setup through whichever channel works best for you:

  • Open Online 24/7: Open an account online.

  • Visit Any Branch: Stop by any of our community or base branch locations to complete your application face-to-face with a member specialist.

  • Call Us: Contact our member support team during regular business hours at (910) 577-7333 or (800) 225-3967.


USA PATRIOT Act Notice & Verification Guidelines

Important Federal Identity Verification Requirements

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or business entity opening an account.

What this means for you: When you open an account, Marine FCU will ask for your legal name, physical street address, date of birth, and government-issued identifying documents. Marine FCU reserves the right to refuse membership if we cannot verify the true identity of a person or entity.

Federally insured by NCUA. Equal Housing Lender.