Are You Ready to Find the Card That Fits Your Lifestyle?
Whether you want to maximize your travel and dining rewards, enjoy a simple card with our lowest possible interest rate, or take your first steps toward building a strong credit profile, we have a Visa® Credit Card for you. With zero annual fees on most of our cards, secure purchasing power, and local support, it's never been easier to keep your wallet working hard for you.
Visa® Signature Card
Visa® Platinum Rewards
Visa® Value Card
Visa® Credit Builder
| WHO IT'S GREAT FOR | |||
|---|---|---|---|
|
Those who love earning points quickly. Earn 4x points GAS Earn 3x points DINING Earn 2x points TRAVEL Earn 1x points ANY PURCHASE CU REWARDS |
Those who like to earn points and want a lower rate. Earn one point for every dollar spent. Redeem your points for travel, hotels, gift cards, merchandise, and more ... all with no annual fee. CU REWARDS |
Those who don't use reward points and want the lowest rate. No frills, tracking points, or cash back. The VISA Value is simple and secure, comes with a lower rate, and no annual fee. |
Those who need to build credit. Build a non-existent credit score, or rebuild a low credit score with the VISA Credit Builder Secured card. Choose this card today to start your credit building journey! |
| FEES | |||
| Annual Fee $0 |
Annual Fee $0 |
Annual Fee $0 |
Annual Fee $29 |
| APR | |||
| Purchases are at a 15.74% - 18% variable APR.* | Purchases are at a 12.74% - 18% variable APR.* | Purchases are at a 11.74% - 18% variable APR.* | Purchases are at an 18% variable APR.* |
| INTRODUCTORY SPECIAL | |||
| Spend $1,500 on retail purchases within your first 90 days and earn 15,000 bonus points. Plus, enjoy a 0% APR on balance transfers for 12 months when completed within your first 90 days. A 5% balance transfer fee applies. Refer to your credit card documentation for your standard purchase APR | 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. | NONE | 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
Marine FCU At Your Fingertips
Apply at Your Convenience
Our lending team is here to review your application and find the best match for your credit profile.
Apply Online: Submit your credit card application online
Visit in Person: Stop by any branch location to speak with a representative.
Call Our Team: Reach us at (910) 577-7333 or (800) 225-3967.
Lending Hours are Monday – Friday, 8:00 a.m. – 6:00 p.m. and Saturday, 8:00 a.m. – 2:00 p.m. ET.
Important Phone Numbers
After-Hours Support For Credit Cards: (866) 820-4865
Lost or Stolen Credit Card: United States: (800) 449-7728 or Overseas: (727) 299-2449
Managing Your Card Is Simple and Secure
Want to make a payment or have billing questions?
We want you to feel supported long after your card arrives in the mail. If you need to make a payment or protect your account from suspicious activity, we provide direct, hassle-free tools:
How to Pay Your Bill: You can make manual payments online anytime by logging into Online Banking or pay through the MFCU Cards app. To make payments using an account from another financial institution, click here.
Important Autopay Reminder: If you use automatic payments (MFCU@Home, payroll deduction, or in-house transfer), remember that the minimum payment is $35 or 2% of your balance, whichever is greater. If your total balance is less than $35, the minimum payment is the balance itself.
Disputing Unauthorized Charges: If you suspect your card has been compromised or notice unauthorized transactions, let us know right away.
Submit a Card Dispute Form: Complete the required secure credit card dispute form or fill one out at your local branch.
Looking for Premium Corporate Card Value?
The Marine FCU Visa® Business Credit Card
Get big value with competitive rates on our specialized business cards. Designed to streamline your employee expenses, gas purchases, and wholesale merchant costs while earning rewards, it's the perfect tool for your corporate financial arsenal.
Credit Card Agreements and Disclosures
Review our complete regulatory terms, fee structures, and purchase rates anytime:
*APR: Annual Percentage Rate. Rates are based on an evaluation of credit history, so your final rate may differ. Variable APRs apply to purchases, balance transfers, and cash advances.
