Driving Is Only HALF the Fun! Lower Your Monthly Vehicle Payments

Are you ready to lower your monthly payments on your ride? Refinancing your existing Auto Loan from another lender to Marine FCU is fast, easy, and built around member-first savings. Enjoy competitive interest rates, flexible loan terms, and valuable protection perks; plus, start your refinance with no payments for 60 days!

Ready to Apply? We Have Options!

Refinancing Is Quick and Easy. Choose the Method That Works for You.

  1. Apply Online in 15 Minutes: Complete your Auto Loan application fast from your computer or phone.

  2. Visit a Branch & Financial Checkup: Stop by any branch location or schedule a Financial Checkup to review all your bills and see where else we can save you money.

  3. Give Us a Call: Speak with a loan officer directly at (800) 225-3967 or (910) 577-7333.


 

Calculate Your Monthly Payment

See What Your New Payment Could Look Like.

Use this tool to estimate your potential monthly payment based on your loan amount, term, and interest rate assumptions:

*Calculator Disclaimer: This tool is for illustrative purposes and is provided solely as a convenience for you to estimate payments based on your assumptions for term, credit score, and loan amount. Your actual payments may differ from the payments provided by this calculator as a result of using different loan amounts, vehicle value, terms, and rates based on our pricing and underwriting policies and procedures. Actual terms will be provided after you complete the application process. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to match your terms to the terms provided by this calculator.

Membership Perks & Loan Protection

Enhance your vehicle loan with optional protection coverage

Guaranteed Asset Protection (GAP)

  • Covers the financial gap between your vehicle's value and loan balance if stolen or totaled

  • Protects your investment and prevents out-of-pocket loss

Extended Warranty Protection

  • Protect yourself against unexpected mechanical repairs

  • Comprehensive coverage options at competitive credit union rates

  • Can be conveniently rolled into your monthly payment

Skip-A-Payment

  • Enjoy flexibility when life happens

  • Option to skip an auto payment during select times of the year to free up extra cash flow


Find Your Next Vehicle With AutoSMART

AutoSMART: The one place for it all

Visit AutoSMART to search for your next vehicle, build your dream car, research market values, or finance your Auto Loan all in one convenient location. Try out the new price analysis tool to run searches based on fair, great, or overpriced vehicles in your area!


*Membership and credit eligibility are required. All credit union promotions and programs are subject to change without notice. First payment may be deferred up to 60 days from loan origination; interest continues to accrue during the deferral period. Rates may vary based on individual creditworthiness, vehicle age, term, and loan-to-value ratio.