Boost Your Hard-earned Savings With Rates Up to 4.07% APY*
Our high-yield Choice Money Market Share is designed to maximize earnings on your growing savings while keeping your funds accessible. Enjoy our top-tier rate on your first $2,999 deposited—making it the ideal account to build strong savings habits, save for a specific goal, or earn significantly more than a standard Savings Account.
Calculate Your Savings Potential
See How Your Money Grows Across Our Tiered APY Structure
In a tiered Money Market Share, different portions of your total balance earn different APY rates. Adjust the slider or type an amount below to see your blended APY and estimated first-year interest!
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Choice Money Market Share Rate Tiers
Rates effective as of June 1, 2026. Dividends compound and are credited monthly.
| Balance Tier | Annual Percentage Yield (APY)** | Highlights |
|---|---|---|
| $0.00 – $2,999.99 | 4.07% APY | Highest yield tier to accelerate initial savings |
| $3,000.00 – $4,999.99 | 3.04% APY | High yield on secondary tier balance |
| $5,000.00 – $9,999.99 | 2.05% APY | Competitive dividend earnings |
| $10,000.00 – $14,999.99 | 1.26% APY | Steady compounding return |
| $15,000.00 – $24,999.99 | 0.75% APY | Core tiered earnings |
| $25,000.00 and up | 0.60% APY | Continued dividend accrual |
Ready to Get Started?
Open your Choice Money Market Share in 4 easy ways
Live Chat: Click the chat bubble on our website or Mobile App to open your share instantly with a representative!
Request Contact Online: Fill out a quick callback form and a team member will reach out.
Call Us: Contact our member team at (910) 577-7333 or (800) 225-3967.
Visit Any Branch: Stop by any local branch location and mention the Choice Money Market Share special!
Choice Money Market Share FAQs
Who is the Choice Money Market Share designed for?
It is designed for anyone who wants to earn a higher yield on their savings while keeping money easily accessible. It's perfect for building emergency funds or saving for specific short-term goals.
Is there a minimum balance requirement?
No! There is no minimum balance requirement to open or maintain a Choice Money Market Share.How many Choice Money Market Shares can I open?
Limit of one Choice Money Market Share per Marine FCU account.Can I move funds from another existing Money Market Account?
Yes. You can transfer funds online via Online Banking, through our Mobile App, via live chat, over the phone at (800) 225-3967, or in person at any branch.Can it be linked for overdraft protection?
Yes, your Choice Money Market Share can be established as an overdraft protection source for your Checking Account.Can I write checks, use a debit card, or use Zelle@ with this account?
No. The Choice Money Market Share is not a checking/draft account. Debit cards, check writing, and Zelle@ transfers are restricted. Please explore our checking products if you need debit or check access.
Rate & Account Disclosures
*Annual Percentage Yield (APY). All credit union programs, rates, and promotions are subject to change without notice. Rates are accurate as of 06/01/2026. Refer to the Truth-in-Savings Act Rate and Fee Schedule for complete details. Membership eligibility is required. Calculator widget calculations are for illustrative purposes only and do not guarantee exact future earnings.
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