Small Business Loans

Flexible Borrowing Options Built to Help Your Business Thrive

At Marine FCU, we understand the dedication it takes to run a small business. Whether you need short-term working capital to cover seasonal cash flow, equipment financing to scale operations, or a business credit card for daily expenses, our Small Business Lending team offers fixed- and variable-rate solutions tailored to your goals.

Lines of Credit: A versatile revolving credit line that acts as a true asset for short-term working capital. Perfect for managing cash flow shortages, purchasing seasonal inventory, funding marketing initiatives, or covering emergency expenses.
Vehicle & Equipment Loans: Dedicated financing for purchasing commercial vehicles, company cars, or essential business equipment.
Share / Certificate Secured Loans: Flexible, low-cost borrowing backed dollar-for-dollar by funds pledged in your Marine FCU Share Savings account or Non-IRA Share Certificate.

Ready to Apply?

Visa® Business Credit Card

Simplify purchasing and earn rewards on everyday business expenses with our Visa® Business Credit Card.

1x Reward Points: Earn 1 point for every $1 spent on general purchases.
3x Accelerator Points: Earn triple points on gas purchases and wholesale merchants (such as Sam's Club, Costco, and more).
Flexible Rewards: Redeem points for travel, hotels, gift cards, merchandise, and cash back.

Business Credit Card Application

Hear About Our Member Experiences

See how Marine FCU helps local business owners succeed

Need step-by-step assistance? Call our Business & Commercial Loan Officer at (910) 577-7333 ext. 5469 today.

Ready to Apply?

Download, Complete, and Securely Upload Your Application Documents

To begin your loan application, please download and complete the required fillable PDF documents below:

Standard Small Business Loan Application Package: Required for all Small Business Loan requests

Additional Requirements for Non-Profits & Faith-Based Groups: Please include the following files with your submission:

Document Submission & Digital Signatures:

Once filled out, you can securely upload your completed documents online. E-Sign available upon request.

What to Expect: Pending your application review, additional information may be requested by our Business & Commercial team. To keep your workflow smooth, secure E-Sign capabilities are fully available upon request.

Strong Businesses Build Strong Communities

Marine FCU provides a dedicated Business & Commercial Lending team that provides personalized local service. Connect with us to discuss custom terms, eligibility, and rates.

Visit Our Offices: 4180 Western Blvd, Jacksonville, NC 28546

Business Hours: Monday - Friday, 9:00 a.m. - 5:00 p.m.

Call Us Directly: (910) 577-7333 ext. 5469

Email Our Team: businesslending@marinefederal.org