Spending Made Easy, Smart, and Secure
Your Checking Account deserves a powerful companion. Our Marine FCU Visa® Debit Card (Check Card) combines absolute convenience with top-tier security features.
Compare our debit card options to analyze monthly benefits at a single glance.
| Benefits and Perks | Basic Debit Card | Gold Debit Card | Platinum Debit Card |
|---|---|---|---|
| Points for Everyday Purchases¹ | 1 point per $100 | 2 points per $100 | 3 points per $100 |
| Cash Back Shopping Online² | Avg. 2.5% cash back | 1.5x the cash back | 2x the cash back |
| Bonus Points for Online Purchases² | Avg. 25 pts per $100 | 1.5x the bonus points | 2x the bonus points |
| Emergency Roadside Assistance³ | Not Included | Included (1x per year) | Included (3x per year) |
| Prescription Savings | Not Included | Included | Included |
| Local Discounts & Coupons² | Not Included | Included | Included |
| Extended Warranty & Buyers Protection | Not Included | Included | Included |
| Hotel & Car Rental Discounts² | Not Included | Included | Included |
| Cell Phone Protection⁵ | Not Included | Not Included | Included (2 claims annually) |
| Exclusive Rewards & Vacation Packages | Not Included | Not Included | Included |
| Expedited Card Replacement | Not Included | Not Included | Included |
| Free My Rewards™ App⁴ | Included | Included | Included |
| Monthly Cost Per Card | $0 | $9.95 | $14.95 |
Add Your Card to Your Digital Wallet
Configure secure mobile payments and pay confidently on the go.
Add both your Marine FCU Visa® Debit and Credit Cards directly to your preferred digital device using these quick steps:
Samsung Wallet: Add your card in just a few simple steps. Download and open the Samsung Wallet app on your compatible device, capture a photo of your Marine FCU Visa® card with the camera, and secure the setup with your fingerprint and backup PIN. Learn about Samsung Wallet.
Google Pay: Download and open the Google Pay app. Follow the setup prompts. Ensure your phone has a screen lock enabled (PIN, pattern, password, or fingerprint; Smart Unlock or retina scanning are not supported). Learn about Google Pay. Make sure NFC and HCE are toggled on in your settings, and set Google Pay as your default payment app
Apple Pay: Download and open the Apple Pay app, then tap "Add Credit or Debit Card" (or enter your iTunes security code if prompted). Tap Next. Marine FCU will verify your information. Learn about Apple Pay. If more details are needed, complete the verification under Settings > Wallet & Apple Pay.
Visa Click to Pay: Click to Pay is an easy, smart & secure online checkout. Use the secure setup link to add your cards. Once configured, click to pay when you see the Visa® payment icon at online checkouts. Learn about Visa Click to Pay
Lost, Stolen, or Compromised Debit Cards?
We provide immediate protection if your security is at risk
If you notice unauthorized transactions or suspect your card has been compromised, let us know right away. Visit a branch or call us immediately at (910) 577-7333 or (800) 225-3967 to report your card lost, stolen, or not received.
To formalize your claim, submit the appropriate secure document based on whether the issue is a merchant discrepancy or an outright fraud event. When you file within the required time frame, provisional (temporary) credit may be given immediately while we investigate.
Frequently Asked Questions
How do I request a new card? Log in to MFCU@Home and choose the Visa Check Card form under the Secure Forms tab. You can also call us during business hours or visit any branch to receive an instant card on the spot!
How long does delivery take? Standard mailed cards arrive within 7–10 days.
How do I activate my card and PIN? Upon receiving your card, call (866) 985-2273 to activate it. To set up or change your secure PIN via our automated response system, call (866) 985-CARD (2273) and follow the telephone prompts.
Need local phone support? Reach out on weekdays at (910) 577-7333 or (800) 225-3967.
Disclosures
Official My Rewards™ Premium Benefit Guide (PDF)
Disclosures & Footnotes
¹Base rewards earn 1 point per $100 for signature- or PIN-based card transactions on the basic Marine FCU Debit Card.
²Cash back, bonus points, program discounts, and coupon values vary at the sole discretion of participating retailers and service providers.
³Roadside assistance covers up to $100 per event.
⁴The My Rewards™ app is available for iPad®, iPhone®, and Android™ devices. Carrier charges from your cell phone provider may apply for mobile web access.
⁵Cell Phone Protection provides up to $500 per claim ($50 deductible; max 2 claims annually) exclusively for functional damage rendering the device unable to make or receive calls.
*Note: All disclosures and agreements are available as secure PDFs; you can install Adobe Acrobat Reader for free on Adobe's official website if needed.
