Need a little extra cash to make your next move?
Life is full of big projects, unexpected expenses, and exciting milestones. Whether you have a home renovation to complete, a dream vacation to plan, high-interest debt to consolidate, or you just want a reliable safety net, we provide straightforward personal financing options built around your budget.
Personal Signature Loan
Who it's great for: Members who need a specific lump sum of cash up front with highly predictable, stable monthly payments.
The Benefits
Fixed & Focused: Receive a specific loan amount with a set term and a fixed interest rate.
Versatile Funding: Perfect for debt consolidation, major appliance purchases, home remodeling projects, or special family travel.
Personal Line of Credit
Who it's great for: Members looking for ultimate flexibility and an on-demand financial cushion they can reuse over time.
The Benefits
Borrow on Demand: Withdraw funds up to your approved credit limit only in the exact increments you need.
Everyday Access: Take cash out directly from an ATM when you need it quickly.
Built-in Safety Net: Can be linked directly as an automated overdraft protection layer on your Checking Account.
Requirement: Account must be maintained in good standing to access funds.
Financial Tracking Resources and Quick Application Info
How can you stay on top of your credit health?
Your credit health is the foundation of your borrowing power. To support your success, we provide direct access to credit monitoring resources so you can apply with absolute confidence when the time is right:
Annual Credit Report: Request and review your official reports to verify your standing. Request Your Annual Credit Report
Credit Report Review: Let’s look at your credit profile together. Our team is here to help you understand your score and map out ways to improve your rates. Schedule a Credit Report Review
Ready to get started?
Applying for extra cash is quick, easy, and can be completed wherever you are. Choose the method that fits your schedule best:
Live Chat: Click the chat bubble on our website or Mobile App to open your share instantly with a representative!
Apply Online: Fill out our digital application in minutes for a rapid response.
Give Us a Call: Speak directly with a friendly personal lending specialist on weekdays during regular business hours at (910) 577-7333 or (800) 225-3967.
Visit a Branch: Stop by any of our local branches to apply with a representative face-to-face.
