Business & Commercial Loans

Competitive Financing Tailored to Grow Your Business and Commercial Ventures

Fuel your organization’s growth with flexible commercial financing from Marine FCU. Whether you need capital to acquire owner- and non-owner-occupied real estate, expand equipment inventory, manage seasonal cash flow, or fund everyday business expenses, our Business & Commercial Lending team provides competitive rates, flexible fixed or variable terms, and local decision-making.

Explore Customized Loan Options With Fixed or Variable Terms

Real Estate Secured Loans: Competitive financing designed for owner-occupied commercial properties or real estate investment opportunities.
Commercial Lines of Credit: A versatile revolving credit line to support short-term working capital needs, smooth out cash flow gaps, purchase seasonal inventory, run marketing campaigns, or cover unexpected expenses.
Vehicle & Equipment Loans: Dedicated commercial financing for purchasing company vehicles, commercial fleets, or equipment.
Share / Certificate Secured Loans: Low-rate borrowing backed dollar-for-dollar by funds pledged in your Marine FCU Share Savings or Non-IRA Share Certificate account.

Ready to Apply?

Visa® Business Credit Card

Manage daily company purchases, travel, and vendor payments with our high-value business Visa credit card.

Earn Rewards on Every Purchase: Earn 1 point for every $1 spent on everyday business expenses.
3x Points Accelerator: Earn triple points (3x) on gas purchases and wholesale merchants (e.g., Sam's Club, Costco, etc.).
Flexible Reward Redemptions: Redeem accrued points for travel, hotel stays, gift cards, merchandise, and cash back.

Business Credit Card Application

Hear About Our Member Experiences

See how Marine FCU helps local business owners succeed

Need step-by-step assistance? Call our Business & Commercial Loan Officer at (910)577-7333 ext. 5469 today.

Ready to Apply?

Download, Complete, and Securely Upload Your Application Documents

To begin your commercial loan application, please download and complete the required fillable PDF documents below:

Standard Business & Commercial Loan Application Package: Required for all Business & Commercial Loan requests

Additional Requirements for Non-Profits & Faith-Based Groups: Please include the following files with your submission:

Document Submission & Digital Signatures:

Once filled out, you can securely upload your completed documents online. E-Sign available upon request.

What to Expect: Pending your application review, additional information may be requested by our Business & Commercial Lending Team. .

Strong Businesses Build Strong Communities

Marine FCU provides a dedicated Business & Commercial Lending team that provides personalized local service. Connect with us to discuss custom terms, eligibility, and rates.

Visit Our Offices: 4180 Western Blvd, Jacksonville, NC 28546

Business Hours: Monday - Friday, 9:00 a.m. - 5:00 p.m.

Call Us Directly: (910) 577-7333 ext. 5469

Email Our Team: businesslending@marinefederal.org