Online Help Index
Having Trouble Logging In with Login Security?
Security refers to preventing unauthorized access to a computer system or network. Online Banking uses several layers of technology to prevent unauthorized users from gaining access to the internal network. Online Banking's security professionals manage a sophisticated networking architecture that includes screening routers, filtering routers, and firewalls.
The Online Banking section is automatically secured/encrypted, but the rest of the website can be accessed as either secure or unsecure.
Online Banking is a term for accessing your account information over the Internet. We may refer to it as Online Account Access or use a different name.
What is Multifactor Authentication?
Your online security is important to us, as well as providing you easy and convenient banking tools. Your online banking experience may include Enhanced Login Security service to further help protect you from identity theft which is known in the online security industry as Multifactor Authentication, or MFA.
Authentication is the process used to allow access to only the correct user. Without effective authentication controls, it is possible for fraudulent users to access your account. We authenticate users by issuing challenges that only the true user should be able to pass.
Multifactor Authentication means that two or more different types (or factors) of authentication must be passed. By using two different factors of authentication, we get a higher assurance that the user is the intended user. MFA is commonly used to protect transactions at ATMs, where your card is something you have, and your PIN code is something you know.
For your convenience, after you successfully authenticate with your User ID, password and Login Security (One-Time Passcode (OTP)), you may enroll your computer for use in authentication. If you choose to enroll your computer, a special Browser Cookie will be present on the system, which will act in place of your phone for something you have in your possession.
We recommend you ensure that your browser settings and any antivirus software you have do not delete your cookies (data files) so that you are not prompted to provide Login Security (One-Time Passcode (OTP)) every time you log into Online Banking.
Logging in from a Computer You Normally Use?
When you choose to enroll your computer as PRIVATE, a special Browser Cookie will be present on the system, which will act in place of your Login Security (One-Time Passcode (OTP)). You will only need your User ID and password to access your account information.
If you are still getting prompted to provide your Login Security, then please ensure that you have the following:
Using one of the Recommended Operating Systems for Online Banking
Using one of the Recommended Browsers for Online Banking
Browser is not set to delete cookies – Please follow the steps in listed in this help for your respective browser to determine if cookies are being deleted
Any antivirus software is not set to delete cookies
No viruses or malware on your computer
No usage of a proxy server or “web accelerator” by your internet service provider
If using a computer from work, verify that your office technical department is not automating deletion of cookies
Logging in from a Computer You DO NOT Normally Use?
When you choose to list your computer as PUBLIC, you will need to provide your User ID, password and you will be prompted to provide your Login Security (One-Time Passcode (OTP)) each time you log into your account. We recommend this setting when logging in from a library, school computer or a computer others have access to.
Password Security
To ensure security, we recommend the following: Never reveal your password**.
**Password refers to the password that you selected when you signed up for Online Banking. If you have questions about what to enter in order to access Online Banking for the first time, contact our Customer Service.
IMPORTANT :
Some browsers allow you to enable a function to require passwords for specific sites or certifications. In that instance, you should enter the password for the browser.
Passwords are case sensitive. Mixing uppercase and lowercase letters is permitted.
Special Characters are recommended. Adding special characters increases your password security.
You can change your Online Banking password under My Settings at any time. It is recommended that you change your password every six months. your password every six months.
WARNING :
We do not have access to your password. In the case of a forgotten password, use the Forgotten Password feature to reset your password or contact our Customer Service and ask them to reset your password for Online Banking.
Use the Sign Off icon to end an Online Banking session. This will securely close out your Online Banking session and expire all the cookies that were set in your session. Do not use the Back key.
IMPORTANT :
If you do not exit the browser, the browser will allow you to use the Back key to get back into your Online Banking session should you wish to explore another site.