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What's New At Marine FCU...

 Is Your Shred Piling Up? 

Thursday, October 9
Garrisonville Road in North Stafford, Virginia

or

Wednesday, October 15
Western Boulevard in Jacksonville, North Carolina

10:00 a.m. until the truck is full.

This is not a recycling event. Members can bring their personal documents and records to be safely shredded, at no cost. Please bring proof of membership. There is a limit of three boxes/bags per member. Businesses are limited to one bin of shred.


 Rainbow Saver Christmas Card Contest 

Rainbow Savers ... Pull out your art supplies and create Marine FCU's 2014 Christmas Card Masterpiece!

You could win: $75 - First Place, $50 - Second Place, $25 - Third Place

One finalist will be selected from each of these age groups: 4 years old and under, 5-8 years old, 9-12 years old

The first place winner will receive $75 and have his/her drawing on Marine FCU's Christmas Card, along with being published in the Rainbow Saver and Success Newsletters!

Mail entries to:
Attn: Miss Ceci
Marine FCU
PO Box 1551
Jacksonville, NC 28541-1551

All entries must be received by close of business on October 11, 2014. Must be a Rainbow Saver to participate. Winners will be notified by the end of October. Good Luck!


 Marine FCU Is Giving Away $1000 A Month! Renew For A Chance To Win!

Between August 1, 2014 and November 30, 2014 you have a chance to win $1000 when you renew your eStatement agreement or sign up for eStatements! A random computer generated drawing will be held the 1st business day of each month from September to December.

Log into MFCU@Home and click on the eStatements & eNotices tab. Select Opt out Of Paper. Look for the area in the middle of the page that says “Opt out of paper statements and paper notices by clicking here.” The new agreement will pop up. Scroll all the way down and put a check mark in the box after you have read through the new agreement. Then click Submit.

Legal stuff: No purchase necessary. Members only. Must be 18 years of age or older. Automatic entry in this promotion is acceptance of the Official Promotion Rules. Prize is considered taxable income by IRS. For complete Rules, click here, stop by a branch, call, or write to us.


 Celebrate International Credit Union Day!

The credit union idea arose centuries ago as people worked under a common effort without thought of profit. They harvested crops and avoided high-priced loans by lending to one another.

In the 1850s, hard times hit Germany, and people turned to each other for help. They removed small savings from under mattresses and made reasonably priced loans to one another, forming the original credit unions.

On January 17, 1927, the Credit Union League of Massachusetts celebrated the first official credit union holiday. January 17th is the birthday of Benjamin Franklin, America’s “Apostle of Thrift,” who credit union founders believed to symbolize the purpose and spirit of credit unions. During this time, the credit union movement was new and spreading. People involved only began to recognize the celebration’s significance and were unable to devote the time required for sufficient planning. Credit Union Day quietly faded away.

The U.S. Credit Union National Association (CUNA) and CUNA Mutual Insurance Society initiated a new national Credit Union Day celebration in 1948. The third Thursday of October was set aside as the national day of observance. This occasion brought members together to promote the credit union philosophy nationally and reflect upon credit union achievements and history. Members raised funds for the movement and paid homage to loyal supporters and pioneers.

The World Council of Credit Unions, established in 1971, assists credit union movements and supports their development around the world. World Council observed the first International Credit Union (ICU) Day more than 30 years ago, and continues to endorse global celebrations. The credit union movement has grown to more than 200 million members in 101 countries. Celebrate the credit union difference during this year’s ICU Day–October 16, 2014.

Click here to access an International Credit Union coloring page to show support for your local credit union.

Copyright 2014 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.


 Happy Holidaze Loan

October 1 - December 31, 2014

Borrow up to $2000 at 7.9% APR* for 12 months at a monthly payment of $175 for qualified members

Applying is easy…
• Online at www.marinefederal.org
• Call the Member Resource Center at 910.577.7333 or 800.225.3967 weekdays between 7 a.m. and 7 p.m. Eastern Time
• Stop by a branch

*7.9 Annual Percentage Rate is for qualified members with an excellent credit history, and for first time borrowers. The rate will be higher for members with previously corrected credit problems.


 eCheck Deposit ...

It's a "snap" to deposit a check! All you need is online account access through MFCU@Home and a smartphone. Download or update Marine FCU's app and you're ready.

Next time you receive a personal check, a cashier's check, a convenience check, or a check issued by Marine FCU, sign the back of the check with your name and write "For Remote Deposit Only" below it, snap a picture of the front and back of the check, then choose your savings or checking for the deposit. It's that easy.

Checks deposited after 3:00 p.m., Eastern Time, will not be credited to your account until the next business day.

The restrictions are: $2,000 per check deposit, $5,000 per day, per member deposit, $10,000 total within a 30 day period. You cannot deposit US Treasury checks or money orders. You need to keep the original check for 90 days.

Stop by a branch to see a Member Service Representative or contact Marine FCU's Member Resource Center at 910.577.7333 or 800.225.3967, option 7, weekdays between 7 a.m. and 7 p.m. E.T. for more information. 


Calendar of Events 

September 2014

30          Military Pay Day 

October 2014

1 Happy Holidaze Loan Begins
9 Shred Day - North Stafford, Virginia
11 Rainbow Saver Christmas Card Contest Deadline
13 Happy Birthday United States Navy
13 Columbus Day*
14          Military Pay Day 
15 Shred Day - Jacksonville, North Carolina
16 International Credit Union Day
23          Financial Workshop - Social Security Webinar via Internet or Jacksonville, North Carolina
30          Military Pay Day 

November 2014

1 Christmas Club Payout
10 Happy Birthday United States Marine Corps
11 Veterans Day*
13          Military Pay Day 
27 Thanksgiving*
28          Military Pay Day 

December 2014

12          Military Pay Day 
24 Christmas Eve**
25 Christmas Day*
30          Military Pay Day 
31 New Year's Eve

January 2015

1            New Year's Day*

*All locations and departments will be closed, however MFCU@Home, Mobile Access, Text Message Banking, and Touch Teller are available 24 hours a day, 7 days a week.

**All locations and departments close at 2:00 p.m.

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